Damp proofing, wet rot, woodworm and property refurbishment services in Dorset and Hampshire

Damp & Property Preservation services across Dorset & Hampshire
EXPERTS IN TREATING TIMBER DECAY
DRY ROT & WET ROT
IMPROVING VENTILATION
& CONDENSATION CONTROL
PROPERTY CONVERSIONS, EXTENSIONS
& REFURBISHMENTS
AFFORDABLE DAMP PROOFING
WE BEAT ANY LIKE FOR LIKE QUOTE
16th April 2019
Does my insurance cover damp problems?

Does my insurance cover damp problems?

Unfortunately, in the majority of cases, your insurance will not cover you in the case of a damp problem like rising damp or condensation. This is because damp usually falls under the category of ‘gradual deterioration’, which most buildings, contents and landlord insurance policies do not cover.

This means that you’ll more than likely need to foot the bill for damp repairs yourself. Whilst this can seem like a deterrent, we strongly suggest that you look to treat your damp problem as soon as possible. Ignoring your damp issue is never a viable solution, as it will only continue to get worse – and more costly to repair – over time.


Our team of damp experts servicing Poole and Bournemouth can carry out a thorough damp survey of your home and suggest the best and most affordable damp treatment method. Don’t hesitate to contact us today on 01202 737739 for more information.

Do insurance policies cover any damp problems?

Many insurance companies do not cover damp problems as a rule but 1/10 of homeowners still believe they do according to lovemoney.com. There are exceptions to the rule, for example, if a storm were to hit and cause a leak in your property, you could put this down to a ‘definable event’, rather than ‘gradual deterioration’. You would then most likely be able to make a successful claim on your home insurance policy.


However, damp problems such as rising damp and dry rot are considered the result of a lack of maintenance or old age and are therefore not usually covered except by specialised policies. If you are at all unsure if your insurance covers damage caused by damp, then we suggest you check your policy details.


Ignoring your damp problem will only result in further damage, more costly repairs, and an overall decline in your property's value. Our damp specialists in Poole and Bournemouth are able to provide you with the advice and services you need to eliminate your damp problem once and for all - all at an affordable price. Don't hesitate to submit an online enquiry today and we'll get back to you.

How to Identify and Treat Rising Damp

How to Identify and Treat Rising Damp

21st October 2024

Rising damp is an all-too-common issue that can affect homes of all shapes and sizes, especially older properties. It can cause problems like damp patches, mould, and even structural damage - issues that can be both expensive and time-consuming to fix.

Category: Damp
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