Unfortunately, in the majority of cases, your insurance will not cover you in the case of a damp problem like rising damp or condensation. This is because damp usually falls under the category of ‘gradual deterioration’, which most buildings, contents and landlord insurance policies do not cover.
Study shows that two thirds of house hunters are put off by damp
A new study from Privilege Home Insurance has revealed that damp is a major issue putting off potential buyers and renters from submitting an offer on a property.
67% of those surveyed claimed that they wouldn't even organise a viewing if the property had some kind of damp problem, making it the biggest deterrent overall. According to the survey, women were also 10% more likely to look for structural issues and damp than men. A lack of cleanliness, bad DIY and a lack of natural lighting were also identified as offputting elements for potential buyers and renters.
This new survey comes fresh from the news that tenants will be able to sue their landlords for cold or damp homes under new laws coming into effect this month. If a property owner fails to maintain or repair a home, an occupant now has the right to take them to court. Previously, a law enacted in 1985 made it local authorities’ responsibility to investigate living conditions, but under this new ruling, judges can force landlords to get damp fixed.
According to housing charity Shelter, 1 million rented homes in the UK are unfit for human habitation. Fortunately, a damp survey can identify damp problems that you may have in your property, providing you with professional solutions to sort the issue.
If you are planning on selling your property, it's important that you have it looking its best for potential buyers in order to maximise the chance of sale. We cover all types of property within Dorset and Hampshire, providing cost-effective treatments and solutions for all types of damp issue - contact us today on 01202 737739.
A team of researchers at Northumbria University believe they have come up with a new method for preventing mould and mildew in new builds using smart sensors.